About Us
CardSwipe (cardswipe.in) is an independent Indian website that explains credit cards in simple words. Banks describe their cards in long brochures full of fine print — we turn that into clear, honest summaries so you can pick the right card in minutes.
What we do
- Compare 48 popular credit cards from leading Indian banks
- Explain rewards, fees, lounge access and eligibility in plain language
- Show the "good to know" points and charges too — not just the highlights
- Help you find a card that fits your income and spending
Who runs CardSwipe
CardSwipe is run by Deepak Kumar. Deepak reads each card's official bank page and its Most Important Terms & Conditions (MITC), rewrites the details in simple words, and re-checks them when banks change their terms. See how we rate cards and how we earn.
Where our information comes from
Every card's details are taken from public information published by the issuing bank — mainly its official product page and its Most Important Terms & Conditions (MITC) document — and rewritten in simple words. We review the data regularly (last reviewed: Oct 2026), but banks change offers often, so always confirm the final terms on the bank's page before applying.
How we make money
CardSwipe is free to use. When you apply for a card through our links, we may earn a commission from our affiliate partners — at no extra cost to you. This keeps the website free. The order in which cards appear can be influenced by these partnerships; the facts we show about each card are not.
What we never do
- We never ask for your PAN, Aadhaar, bank details or OTP
- We never charge you any fee
- We never promise approval — that is always the bank's decision