HDFC Bank is India's biggest credit card issuer. Its range covers cashback cards like Millennia, app-based Pixel cards, co-branded cards with Swiggy and Tata Neu, and travel cards like Marriott Bonvoy.
HDFC's SmartBuy portal can multiply rewards on many of its cards, and most fees are waived when you reach a yearly spend target.
HDFC Bank
Pixel Play
Visa
HDFC Bank
Pixel Play
★ 4.3 / 5
Pick your own 5% cashback categories every month
- 🎯5% on 2 packs you choose: dining, travel, grocery…
- 🛍️3% on 1 site Amazon, Flipkart or PayZapp
- ♾️1% on rest all other eligible spends
Annual fee₹500/yr
Rewards1% – 5% cashback
Apply Now — it's free →
HDFC Bank
Marriott Bonvoy
★ 4.3 / 5
Free Marriott night every year + 24 lounge visits
- 🏨Free night worth up to 15,000 points, every year
- ✈️12 + 12 lounges India & abroad, no spend needed
- ⭐Silver Elite Marriott Bonvoy status
Annual fee₹3,000/yr
Rewards2 – 8 Bonvoy points / ₹150
Apply Now — it's free →
HDFC Bank
Tata Neu Infinity
Visa
HDFC Bank
Tata Neu Infinity
★ 4.2 / 5
5% back on Tata brands + rewards on UPI
- 🪙5% NeuCoins on Tata Neu & partner brands
- 📲Up to 1.5% UPI with RuPay variant
- 🎁1,499 NeuCoins welcome bonus
Annual fee₹1,499/yr
Rewards1.5% – 10% NeuCoins
Apply Now — it's free →
HDFC Bank
Millennia
★ 4.2 / 5
5% cashback on Amazon, Flipkart, Swiggy, Zomato & more
- 💸5% cashback on 10 popular brands
- 🛒1% cashback on all other spends
- 🎁₹1,000 voucher every ₹1L quarter
Annual fee₹1,000/yr
Rewards1% – 5% cashback
Apply Now — it's free →
HDFC Bank
Credit Card
Visa
HDFC Bank
Credit Card
★ 4.2 / 5
Not sure which HDFC card? Apply once and HDFC matches you to one
- 🏦India's largest credit card issuer
- 🎯Matched to you based on your income & profile
- 📱Apply online paperless KYC
Annual feeVaries
RewardsDepends on the card
Apply Now — it's free →
HDFC Bank
Swiggy Ornge
Mastercard
HDFC Bank
Swiggy Ornge
★ 4.0 / 5
5% on Swiggy + free Swiggy One for a full year
- 🍔5% on Swiggy Food, Instamart, Dineout
- 🛍️5% online Amazon, Flipkart, Nykaa, Netflix
- 🎉Swiggy One free for 12 months
Annual fee₹500/yr
Rewards1% – 5% cashback
Apply Now — it's free →
🎯 Not sure which card to pick?Answer 3 quick questions and get your best match.
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HDFC Bank
Pixel Go
★ 4.0 / 5
Simple 1% cashback on everything, including UPI
- ♾️1% unlimited on all eligible spends
- 🛒5% on SmartBuy HDFC's shopping portal
- 📲1% on UPI RuPay variant
Annual fee₹250/yr
Rewards1% – 5% cashback
Apply Now — it's free →
HDFC Bank
UPI RuPay
RuPay
HDFC Bank
UPI RuPay
★ 3.8 / 5
Use credit on UPI and earn CashPoints on groceries & dining
- 📲UPI ready scan & pay with credit
- 🛒3% CashPoints grocery, dining & PayZapp
- 💡2% CashPoints on utility bills
Annual fee₹99/yr
Rewards0.25% – 0.75% value back
Apply Now — it's free →
HDFC Bank
Shoppers Stop
★ 3.8 / 5
3% back at Shoppers Stop + free Silver Edge membership
- 🛍️3% back on Shoppers Stop spends
- 🎁₹500 voucher welcome gift
- ⭐Silver Edge membership included
Annual fee₹299/yr
Rewards1% – 3% reward points
Apply Now — it's free →
Which HDFC credit card is best for beginners?
Millennia and the Pixel range are popular first HDFC cards, with simple cashback and easy fee waivers.
What is HDFC SmartBuy?
HDFC's rewards portal for flights, hotels and vouchers — booking through it can earn extra reward points on eligible HDFC cards.
Do I need an HDFC account to apply?
No, but existing customers often get faster approval and pre-approved offers.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.
