IDFC FIRST Bank is known for customer-friendly cards: several are lifetime free, reward points never expire, and the bank removed forex markup across its credit cards in 2026.
Its range includes the FD-backed FIRST WOW! card for people without income proof, Power cards for fuel, and premium travel options.
Many are. Look for the 🆓 Lifetime free badge on the cards below.
No — reward points on IDFC FIRST credit cards do not expire.
The FIRST WOW! card is issued against a fixed deposit, so no income proof or credit history is needed.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.