If you shop online regularly, the right card can easily save you several thousand rupees a year — through extra cashback, bonus reward points, and the instant discounts banks run during big sales.
Co-branded cards (like Flipkart or Swiggy cards) give the biggest rewards on one platform. General shopping cards give a good rate across many websites. Pick based on where most of your money goes.
⚡ High approval
Axis Bank
Flipkart
★ 4.3 / 5
7.5% back on Myntra, 5% on Flipkart — zero joining fee
- 👗7.5% Myntra fashion at a discount
- 🛍️5% Flipkart & Cleartrip
- ♾️4% unlimited on preferred partners
Annual fee₹500/yr
Rewards1% – 7.5% cashback
Apply Now — it's free →
⚡ High approval
SBI Card
Flipkart
★ 4.3 / 5
7.5% on Myntra, 5% on Flipkart, 4% on Zomato & Uber
- 👗7.5% Myntra quarterly cashback
- 🛍️5% Flipkart & Cleartrip
- 🍕4% back Zomato, Uber, PVR, Netmeds
Annual fee₹500/yr
Rewards1% – 7.5% cashback
Apply Now — it's free →
⭐ Top pick
SBI Card
Cashback
★ 4.6 / 5
Flat 5% cashback on online shopping — any website
- ⚡5% online Amazon, Flipkart, Myntra, Blinkit…
- 🏪1% offline on shop & store payments
- 🏦Auto credit no points to redeem
Annual fee₹999/yr
Rewards1% – 5% cashback
Apply Now — it's free →
⭐ Top pick
Axis Bank
Cashback
★ 4.2 / 5
Up to 7% cashback on online spends — the more you spend
- 📈Up to 7% online tiered by monthly spend
- ♾️0.75% unlimited offline & travel
- 🎁₹1,000 welcome in EDGE points
Annual fee₹1,000/yr
Rewards0.75% – 7% cashback
Apply Now — it's free →
⭐ Top pick
Axis Bank
Privilege
★ 4.1 / 5
12,500 welcome points worth ₹2,500 + domestic lounges
- 🎁12,500 points welcome, worth ₹2,500
- ✈️8 lounges/year domestic, spend-linked
- 🛫15% off flights + 10% off Amazon Fresh
Annual fee₹1,500/yr
Rewards~1% value back
Apply Now — it's free →
⭐ Top pick
SBI Card
SimplyCLICK
★ 4.0 / 5
Best starter card — 10X rewards on top shopping apps
- 🔟10X points Amazon, Myntra, BookMyShow…
- 🎁₹500 Amazon voucher on fee payment
- 🎟️₹4,000 vouchers on ₹1L & ₹2L online spend
Annual fee₹499/yr
Rewards0.25% – 2.5% value back
Apply Now — it's free →
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⭐ Top pick🆓 Lifetime free
Axis Bank
Neo RuPay
★ 4.0 / 5
10% off Blinkit, Myntra & BookMyShow — lifetime free
- 🛒10% off Blinkit up to ₹250/month
- 🎬10% off BookMyShow up to ₹100/month
- 🍔₹120 off Zomato twice a month
Annual feeLifetime Free
RewardsUp to 10% off on partners
Apply Now — it's free →
⭐ Top pick
Axis Bank
Privilege Amex
American Express
Axis Bank
Privilege Amex
★ 4.0 / 5
Buy-one-get-one movies + 8 lounge visits on Amex
- 🎬Buy 1 Get 1 movie tickets
- ✈️8 lounges/year domestic airports
- 🧳Bonus points on travel bookings
Annual fee₹1,500/yr
RewardsAccelerated on travel & dining
Apply Now — it's free →
⭐ Top pick
Axis Bank
Rewards
★ 3.9 / 5
10X points on clothes & department stores + 8 lounges
- 👕10X points on apparel & dept stores
- ✈️8 lounges/year domestic
- 🍔₹300 off on Swiggy
Annual fee₹1,000/yr
Rewards~0.3% – 3.2% value back
Apply Now — it's free →
⭐ Top pick
SBI Card
SimplySAVE
★ 3.9 / 5
10X points on dining, movies & groceries
- 🛒10 points / ₹150 dining, movies, grocery, dept stores
- 🎁2,000 points welcome bonus
- 📲RuPay on UPI use credit on UPI
Annual fee₹499/yr
Rewards~0.17% – 1.7% value back
Apply Now — it's free →
15 reward points per ₹100 online, plus unlimited lounge visits
- 🛒15 pts / ₹100 online, travel, dining & movies
- ✈️Unlimited lounges domestic, spend-linked
- 🌍2% forex lower than most cards
Annual fee₹2,499/yr
Rewards0.75% – 3.75% value back
Apply Now — it's free →
HDFC Bank
Pixel Play
Visa
HDFC Bank
Pixel Play
★ 4.3 / 5
Pick your own 5% cashback categories every month
- 🎯5% on 2 packs you choose: dining, travel, grocery…
- 🛍️3% on 1 site Amazon, Flipkart or PayZapp
- ♾️1% on rest all other eligible spends
Annual fee₹500/yr
Rewards1% – 5% cashback
Apply Now — it's free →
HDFC Bank
Tata Neu Infinity
Visa
HDFC Bank
Tata Neu Infinity
★ 4.2 / 5
5% back on Tata brands + rewards on UPI
- 🪙5% NeuCoins on Tata Neu & partner brands
- 📲Up to 1.5% UPI with RuPay variant
- 🎁1,499 NeuCoins welcome bonus
Annual fee₹1,499/yr
Rewards1.5% – 10% NeuCoins
Apply Now — it's free →
HDFC Bank
Millennia
★ 4.2 / 5
5% cashback on Amazon, Flipkart, Swiggy, Zomato & more
- 💸5% cashback on 10 popular brands
- 🛒1% cashback on all other spends
- 🎁₹1,000 voucher every ₹1L quarter
Annual fee₹1,000/yr
Rewards1% – 5% cashback
Apply Now — it's free →
🆓 Lifetime free
YES Bank × POP
POP-Club
RuPay
YES Bank × POP
POP-Club
★ 4.2 / 5
10 POPcoins on every ₹100 online, extra 5% on POP UPI
- 🛒10 POPcoins / ₹100 on online spends
- 📲+5% on UPI via the POP UPI app
- 🎁₹5,000 welcome perks Cleartrip, Zomato & more
Annual feeLifetime Free
Rewards2% – 10% in POPcoins
Apply Now — it's free →
HDFC Bank
Credit Card
Visa
HDFC Bank
Credit Card
★ 4.2 / 5
Not sure which HDFC card? Apply once and HDFC matches you to one
- 🏦India's largest credit card issuer
- 🎯Matched to you based on your income & profile
- 📱Apply online paperless KYC
Annual feeVaries
RewardsDepends on the card
Apply Now — it's free →
HDFC Bank
Swiggy Ornge
Mastercard
HDFC Bank
Swiggy Ornge
★ 4.0 / 5
5% on Swiggy + free Swiggy One for a full year
- 🍔5% on Swiggy Food, Instamart, Dineout
- 🛍️5% online Amazon, Flipkart, Nykaa, Netflix
- 🎉Swiggy One free for 12 months
Annual fee₹500/yr
Rewards1% – 5% cashback
Apply Now — it's free →
🆓 Lifetime free
ZET × SBM Bank
ZET
★ 4.0 / 5
No income proof needed — build your credit score with an FD-backed card
- 🛍️5% back on Amazon & Flipkart vouchers
- 📲2% on UPI with ZET Plus membership
- 🏦FD-backed from ₹2,000, earns ~7%
Annual feeLifetime Free
RewardsUp to 5% on vouchers, 2% on UPI
Apply Now — it's free →
Kotak Mahindra Bank
Cashback+
RuPay
Kotak Mahindra Bank
Cashback+
★ 4.0 / 5
5% back on online groceries & food delivery, 3% on fuel
- 🛒5% back online grocery, food & entertainment
- ⛽3% on fuel + 1% surcharge waiver
- ♾️0.5% unlimited on other spends
Annual fee₹750/yr
Rewards0.5% – 5% cashback
Apply Now — it's free →
HDFC Bank
Shoppers Stop
★ 3.8 / 5
3% back at Shoppers Stop + free Silver Edge membership
- 🛍️3% back on Shoppers Stop spends
- 🎁₹500 voucher welcome gift
- ⭐Silver Edge membership included
Annual fee₹299/yr
Rewards1% – 3% reward points
Apply Now — it's free →
🆓 Lifetime free
RBL Bank
Shoprite
Mastercard
RBL Bank
Shoprite
★ 3.8 / 5
20 reward points per ₹100 on groceries, lifetime free
- 🛒20 pts / ₹100 on grocery shopping
- 🎬10% off BookMyShow tickets
- 🎁2,000 points welcome bonus
Annual feeLifetime Free
Rewards0.25% – 5% value back
Apply Now — it's free →
Which card is best for Flipkart and Myntra?
Flipkart co-branded cards give the highest return on Flipkart and Myntra. Compare the Axis and SBI versions side by side on our comparison page.
Do shopping cards work during sale events?
Yes, and that's when they shine — banks often add instant discounts during Big Billion Days, Great Indian Festival and similar sales.
Can I use more than one shopping card?
Many people do: one co-branded card for their favourite store and one general cashback card for everything else.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.
