SBI Card is one of India's largest credit card issuers, with cards for every need — from the hugely popular SBI Cashback card to shopping, fuel, travel and premium options.
Most SBI cards have a modest fee that is waived when you hit a yearly spend target, and many come with welcome vouchers that cover the fee.
⚡ High approval
SBI Card
Flipkart
★ 4.3 / 5
7.5% on Myntra, 5% on Flipkart, 4% on Zomato & Uber
- 👗7.5% Myntra quarterly cashback
- 🛍️5% Flipkart & Cleartrip
- 🍕4% back Zomato, Uber, PVR, Netmeds
Annual fee₹500/yr
Rewards1% – 7.5% cashback
Apply Now — it's free →
⭐ Top pick
SBI Card
Cashback
★ 4.6 / 5
Flat 5% cashback on online shopping — any website
- ⚡5% online Amazon, Flipkart, Myntra, Blinkit…
- 🏪1% offline on shop & store payments
- 🏦Auto credit no points to redeem
Annual fee₹999/yr
Rewards1% – 5% cashback
Apply Now — it's free →
⭐ Top pick
14 lounge visits, free movie tickets and 50,000 bonus points a year
- ✈️8 + 6 lounges domestic + international
- 🎬2 free tickets/month on BookMyShow
- 🏆50,000 points in yearly milestones
Annual fee₹4,999/yr
Rewards0.5% – 2.5% value back
Apply Now — it's free →
⭐ Top pick
SBI Card
SimplyCLICK
★ 4.0 / 5
Best starter card — 10X rewards on top shopping apps
- 🔟10X points Amazon, Myntra, BookMyShow…
- 🎁₹500 Amazon voucher on fee payment
- 🎟️₹4,000 vouchers on ₹1L & ₹2L online spend
Annual fee₹499/yr
Rewards0.25% – 2.5% value back
Apply Now — it's free →
⭐ Top pick
4.25% back on BPCL fuel for just ₹499
- ⛽4.25% back at BPCL pumps
- 🛒5X points dining, grocery, movies
- 🎁2,000 points welcome gift (₹500)
Annual fee₹499/yr
RewardsUp to 4.25% on BPCL fuel
Apply Now — it's free →
⭐ Top pick
SBI Card
SimplySAVE
★ 3.9 / 5
10X points on dining, movies & groceries
- 🛒10 points / ₹150 dining, movies, grocery, dept stores
- 🎁2,000 points welcome bonus
- 📲RuPay on UPI use credit on UPI
Annual fee₹499/yr
Rewards~0.17% – 1.7% value back
Apply Now — it's free →
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⭐ Top pick
Health & fitness card — Noise smartwatch + 5X points on pharmacy, dining and movies
- ⌚Noise smartwatch welcome gift on paying the fee
- 💊5X points chemist, pharmacy, dining, movies
- 🏋️FITPASS PRO + Netmeds First 1-year memberships
Annual fee₹1,499/yr
Rewards0.5% – 2.5% value back
Apply Now — it's free →
⭐ Top pick
Earn travel credits that convert to air miles & hotel points
- ✈️2 credits / ₹200 on travel spends
- 🛋️4 lounges/year domestic airports
- 🔁Transfer to airline & hotel partners
Annual fee₹1,499/yr
Rewards0.5% – 1% in travel credits
Apply Now — it's free →
⭐ Top pick
SBI Card
IRCTC RuPay
RuPay
SBI Card
IRCTC RuPay
★ 3.9 / 5
10% back on AC train tickets booked on IRCTC
- 🚆10% back on AC & chair car bookings
- 🛋️4 railway lounges every year
- 📲UPI ready RuPay card
Annual fee₹300/yr
RewardsUp to 10% on IRCTC AC bookings
Apply Now — it's free →
Which SBI credit card is best?
For online shoppers, the SBI Cashback card is the most popular. SimplyCLICK is a good low-fee starter, and BPCL suits regular fuel users.
Do I need an SBI bank account?
No. SBI Card issues cards to non-SBI customers too, subject to eligibility.
How do I get the SBI annual fee waived?
Most SBI cards reverse the renewal fee if you spend a set amount in a year — we show the target on each card page.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.
