Axis Airtel Credit Card
★ 3.8 / 5 ⓘ How we rate25% back on Airtel bills + 10% on Zomato & Blinkit
✅ Verified Oct 2026 from Axis Bank's official terms →
✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026
Why people love it
Airtel households who pay mobile, broadband & DTH bills
Key benefits
- 25% cashback on Airtel mobile, broadband, DTH bills via the Airtel Thanks app
- 10% cashback on electricity, gas & water bills via the Airtel Thanks app
- 10% value back on Zomato, Blinkit & District (up to ₹200 per partner/month, min ₹499 order)
- 1% cashback on other eligible spends
What's great
- Big savings on Airtel bills
- RuPay version works on UPI
- Easy fee waiver
Good to know
- Airtel & utility cashback now capped relative to your 1% base cashback (from Apr 2026)
- Zomato/Blinkit value goes to partner wallets
- Lounge access removed
Quick facts
How to apply
Keep these ready
- 🪪 PAN card
- 🆔 Aadhaar (for e-KYC / video KYC)
- 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
| Interest on unpaid bill | 3.75%/month (45% p.a.) |
| Foreign currency markup | 3.5% |
| Cash withdrawal fee | 2.5% (min ₹500) |
| Late payment fee | ₹0 – ₹1,300 by bill amount |
- No cashback on rent, wallet, fuel, insurance, education
- 18% GST applies on all fees
💡 Pay your full bill before the due date and you pay zero interest.
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❓ Axis Airtel — common questions
Is the Axis Airtel Credit Card lifetime free?
No. It has a joining fee of ₹500 and an annual fee of ₹500 (plus 18% GST). Annual fee waived on ₹2 lakh yearly spend.
What rewards does the Axis Airtel Credit Card give?
1% – 25% cashback. 25% cashback on Airtel mobile, broadband, DTH bills via the Airtel Thanks app.
Who is eligible for the Axis Airtel Credit Card?
Minimum income: ₹3 lakh/year. Age: 18 – 70 years. Credit score: 720+. Final approval is decided by the bank.
Does the Axis Airtel Credit Card give airport lounge access?
No, this card does not include airport lounge access.
What is the forex markup on the Axis Airtel Credit Card?
3.5% on foreign currency spends (plus GST).
Who should get the Axis Airtel Credit Card?
Airtel households who pay mobile, broadband & DTH bills.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.