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Flipkart Axis Bank Credit Card
⚡ High approval
Axis Bank

Flipkart Axis Bank Credit Card

★ 4.3 / 5 ⓘ How we rate

7.5% back on Myntra, 5% on Flipkart — zero joining fee

✅ Verified Oct 2026 from Axis Bank's official terms →

Joining: FREEAnnual: ₹500🎁 1% – 7.5% cashback
Apply Now — it's free → 🔒 You'll apply on Axis Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

👗
7.5% Myntrafashion at a discount
🛍️
5% Flipkart& Cleartrip
♾️
4% unlimitedon preferred partners
👤
Perfect for

Regular Flipkart & Myntra shoppers

Key benefits

  • 7.5% cashback on Myntra
  • 5% cashback on Flipkart and Cleartrip
  • Unlimited 4% cashback on preferred merchants
  • Unlimited 1% cashback on other eligible spends
  • ₹250 Flipkart voucher on your first transaction within 30 days
  • Cashback lands directly in your statement
Like these benefits?Apply online in about 5 minutes.
Apply Now →

What's great

  • No joining fee
  • Automatic cashback
  • Best card for Myntra shoppers

Good to know

  • Myntra and Flipkart cashback each capped at ₹4,000 per quarter
  • Fee waiver needs a high ₹3.5 lakh yearly spend
  • Not eligible if you already hold an Axis credit card

Quick facts

Fee waiverRenewal fee waived on ₹3.5 lakh yearly spend
Lounge accessNone
Min. income₹3 lakh/year
Age18 – 70 years
Credit score720+
NetworkVisa
Forex markup3.5%
Joining feeFREE

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3.75%/month
Foreign currency markup3.5%
Cash withdrawal fee2.5% (min ₹500)
Late payment fee₹0 – ₹1,200 by bill amount
  • 1% fee on rent payments
  • No cashback on utilities, rent, fuel, wallet, insurance, gold
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ Flipkart Axis Bank — common questions

Is the Flipkart Axis Bank Credit Card lifetime free?

No. It has a joining fee of FREE and an annual fee of ₹500 (plus 18% GST). Renewal fee waived on ₹3.5 lakh yearly spend.

What rewards does the Flipkart Axis Bank Credit Card give?

1% – 7.5% cashback. 7.5% cashback on Myntra.

Who is eligible for the Flipkart Axis Bank Credit Card?

Minimum income: ₹3 lakh/year. Age: 18 – 70 years. Credit score: 720+. Final approval is decided by the bank.

Does the Flipkart Axis Bank Credit Card give airport lounge access?

No, this card does not include airport lounge access.

What is the forex markup on the Flipkart Axis Bank Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the Flipkart Axis Bank Credit Card?

Regular Flipkart & Myntra shoppers.

Explore💸 Cashback Cards🛍️ Shopping Cards🌱 First Credit Card🟣 Axis Bank Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

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