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Axis IndianOil RuPay Credit Card
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Axis Bank

Axis IndianOil RuPay Credit Card

★ 3.9 / 5 ⓘ How we rate

4% back on IndianOil fuel + 1% on online shopping

✅ Verified Oct 2026 from Axis Bank's official terms →

Joining: ₹500Annual: ₹500🎁 1% – 4% value back
Apply Now — it's free → 🔒 You'll apply on Axis Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

⛽
4% backat IndianOil pumps
🛒
1% backon online shopping
🎬
10% offBookMyShow movies
👤
Perfect for

Bike and car owners who fill up at IndianOil

Key benefits

  • 20 reward points per ₹100 at IndianOil outlets (4% value back, up to ₹5,000 fuel/month)
  • 5 reward points per ₹100 on online shopping (1% value back)
  • 1% fuel surcharge waiver (₹200 – ₹5,000, max ₹50 per bill)
  • Up to ₹250 cashback on fuel in the first 30 days
  • 10% off movie tickets on BookMyShow
Like these benefits?Apply online in about 5 minutes.
Apply Now →

What's great

  • Strong fuel rewards
  • RuPay card works on UPI
  • Low fee

Good to know

  • Fuel rewards only at IndianOil
  • High ₹3.5 lakh fee waiver
  • No lounge access

Quick facts

Fee waiverAnnual fee waived on ₹3.5 lakh yearly spend
Lounge accessNone
Min. income₹3 lakh/year
Age18 – 70 years
Credit score720+
NetworkRuPay
Forex markup3.5%
Joining fee₹500 + GST

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3.75%/month (45% p.a.)
Foreign currency markup3.5%
Cash withdrawal fee2.5% (min ₹500)
Late payment fee₹0 – ₹1,300 by bill amount
  • Surcharge waiver capped at ₹50 per bill
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ Axis IndianOil RuPay — common questions

Is the Axis IndianOil RuPay Credit Card lifetime free?

No. It has a joining fee of ₹500 and an annual fee of ₹500 (plus 18% GST). Annual fee waived on ₹3.5 lakh yearly spend.

What rewards does the Axis IndianOil RuPay Credit Card give?

1% – 4% value back. 20 reward points per ₹100 at IndianOil outlets (4% value back, up to ₹5,000 fuel/month).

Who is eligible for the Axis IndianOil RuPay Credit Card?

Minimum income: ₹3 lakh/year. Age: 18 – 70 years. Credit score: 720+. Final approval is decided by the bank.

Does the Axis IndianOil RuPay Credit Card give airport lounge access?

No, this card does not include airport lounge access.

What is the forex markup on the Axis IndianOil RuPay Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the Axis IndianOil RuPay Credit Card?

Bike and car owners who fill up at IndianOil.

Explore📲 UPI Credit Cards⛽ Fuel Cards🟣 Axis Bank Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

Axis Bank IndianOil RuPayApply in ~5 min
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