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Axis Magnus Credit Card

★ 4.5 / 5 ⓘ How we rate

Super-premium card with unlimited international lounges

✅ Verified Oct 2026 from Axis Bank's official terms →

Joining: ₹12,500Annual: ₹12,500🎁 ≈1.2% – 3.5%+ in points
Apply Now — it's free → 🔒 You'll apply on Axis Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

💎
35 points/₹200above ₹1.5L monthly spend
♾️
Unlimited loungesinternational + domestic
🎫
₹12,500 voucherwelcome benefit
👤
Perfect for

High earners spending ₹1.5 lakh+ a month

Key benefits

  • ₹12,500 welcome voucher (Luxe, Postcard Hotels or Yatra)
  • 12 EDGE points per ₹200; 35 per ₹200 on spends above ₹1.5 lakh/month
  • 60 points per ₹200 on the Axis Travel EDGE portal
  • Transfer points to 20 airline & hotel partners (5 points = 2 miles)
  • Unlimited international lounge access + 4 guest visits a year
  • 8 free airport meet & greet services a year
  • Low 2% forex markup
Like these benefits?Apply online in about 5 minutes.
Apply Now →

What's great

  • Huge value for heavy spenders
  • Welcome voucher covers the fee
  • Top-tier lounge access

Good to know

  • ₹12,500 fee
  • Needs ₹24 lakh+ yearly income
  • Domestic lounge needs ₹50,000 quarterly spend

Quick facts

Fee waiverRenewal fee waived on ₹25 lakh yearly spend
Lounge accessUnlimited international + domestic
Min. income₹24 lakh/year
Age21 – 60 years
Credit score750+
NetworkVisa
Forex markup2%
Joining fee₹12,500 + GST

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3%/month
Foreign currency markup2%
Cash withdrawal fee2.5%
Late payment fee₹0 – ₹1,200 by bill amount
  • 1% fee on rent payments
  • ₹99 reward redemption fee
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ Axis Magnus — common questions

Is the Axis Magnus Credit Card lifetime free?

No. It has a joining fee of ₹12,500 and an annual fee of ₹12,500 (plus 18% GST). Renewal fee waived on ₹25 lakh yearly spend.

What rewards does the Axis Magnus Credit Card give?

≈1.2% – 3.5%+ in points. ₹12,500 welcome voucher (Luxe, Postcard Hotels or Yatra).

Who is eligible for the Axis Magnus Credit Card?

Minimum income: ₹24 lakh/year. Age: 21 – 60 years. Credit score: 750+. Final approval is decided by the bank.

Does the Axis Magnus Credit Card give airport lounge access?

Yes — Unlimited international + domestic.

What is the forex markup on the Axis Magnus Credit Card?

2% on foreign currency spends (plus GST).

Who should get the Axis Magnus Credit Card?

High earners spending ₹1.5 lakh+ a month.

Explore✈️ Travel Cards💎 Premium Cards🟣 Axis Bank Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

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