Axis MY Zone Credit Card
★ 3.8 / 5 ⓘ How we rateFree SonyLIV Premium + buy-1-get-1 movie tickets
✅ Verified Oct 2026 from Axis Bank's official terms →
✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026
Why people love it
Entertainment lovers who want a low-fee card
Key benefits
- Free SonyLIV Premium yearly subscription on first spend within 30 days
- Buy-1-get-1 movie tickets on District app (up to ₹200 off a month)
- 4 EDGE reward points per ₹200 spent
- 1 domestic lounge visit per quarter (on ₹50,000 quarterly spend)
- Up to 15% off on dining and flights (MakeMyTrip Wednesday offers)
What's great
- Welcome benefit worth 3× the fee
- Movie offer saves ₹2,400 a year
- Easy approval
Good to know
- Low reward rate
- Lounge needs ₹50,000 quarterly spend
- Many spend categories excluded
Quick facts
How to apply
Keep these ready
- 🪪 PAN card
- 🆔 Aadhaar (for e-KYC / video KYC)
- 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
| Interest on unpaid bill | 3.75%/month (45% p.a.) |
| Foreign currency markup | 3.5% |
| Cash withdrawal fee | 2.5% (min ₹500) |
| Late payment fee | ₹0 – ₹1,200 by bill amount |
- 1% fee on rent payments
- 18% GST applies on all fees
💡 Pay your full bill before the due date and you pay zero interest.
You may also like
❓ Axis MY Zone — common questions
Is the Axis MY Zone Credit Card lifetime free?
No. It has a joining fee of ₹500 and an annual fee of ₹500 (plus 18% GST). Renewal fee waived on ₹1.5 lakh yearly spend.
What rewards does the Axis MY Zone Credit Card give?
≈0.5% value back + offers. Free SonyLIV Premium yearly subscription on first spend within 30 days.
Who is eligible for the Axis MY Zone Credit Card?
Minimum income: ₹3 lakh/year. Age: 21 – 65 years. Credit score: 720+. Final approval is decided by the bank.
Does the Axis MY Zone Credit Card give airport lounge access?
Yes — 1 domestic/quarter (spend-linked).
What is the forex markup on the Axis MY Zone Credit Card?
3.5% on foreign currency spends (plus GST).
Who should get the Axis MY Zone Credit Card?
Entertainment lovers who want a low-fee card.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.