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Axis Neo Credit Card
⭐ Top pick🆓 Lifetime free
Axis Bank

Axis Neo Credit Card

★ 4.0 / 5 ⓘ How we rate

10% off Blinkit, Myntra & BookMyShow — lifetime free

✅ Verified Oct 2026 from Axis Bank's official terms →

🆓 Lifetime Free🎁 Up to 10% off on partners
Apply Now — it's free → 🔒 You'll apply on Axis Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

🛒
10% off Blinkitup to ₹250/month
🎬
10% off BookMyShowup to ₹100/month
🍔
₹120 off Zomatotwice a month
👤
Perfect for

Young users who order on Blinkit and Zomato and book movies

Key benefits

  • 10% instant discount on Blinkit (min ₹750 order, up to ₹250/month)
  • 10% off movie tickets on BookMyShow (up to ₹100/month)
  • 10% off on Myntra
  • ₹120 off Zomato orders above ₹499, twice a month
  • 5% off Paytm utility bills (up to ₹150/month)
  • 100% cashback up to ₹300 on your first utility bill within 30 days
  • RuPay variant works on UPI apps
Like these benefits?Lifetime free — nothing to lose.
Apply Now →

What's great

  • Free card with useful app discounts
  • Choose RuPay, Visa or Mastercard
  • Easy approval, no income criterion published

Good to know

  • Very low base rewards (~0.1%)
  • BookMyShow offer needs ₹25,000 spend in prior 3 months (from Nov 2026)
  • No lounge access

Quick facts

Fee waiverLifetime free through select channels (standard fee ₹250/yr)
Lounge accessNone
Min. incomeNo minimum published
Age18 – 70 years
Credit score700+
NetworkRuPay / Visa / Mastercard
Forex markup3.5%
Joining feeFREE

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3.75%/month
Foreign currency markup3.5%
Cash withdrawal fee2.5% (min ₹500)
Late payment fee₹0 – ₹1,300 by bill amount
  • No rewards on rent, wallet, fuel, utilities, insurance, education
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ Axis Neo — common questions

Is the Axis Neo Credit Card lifetime free?

Yes. The Axis Neo Credit Card has no joining fee and no annual fee.

What rewards does the Axis Neo Credit Card give?

Up to 10% off on partners. 10% instant discount on Blinkit (min ₹750 order, up to ₹250/month).

Who is eligible for the Axis Neo Credit Card?

Minimum income: No minimum published. Age: 18 – 70 years. Credit score: 700+. Final approval is decided by the bank.

Does the Axis Neo Credit Card give airport lounge access?

No, this card does not include airport lounge access.

What is the forex markup on the Axis Neo Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the Axis Neo Credit Card?

Young users who order on Blinkit and Zomato and book movies.

Explore🆓 Lifetime Free Cards🛍️ Shopping Cards📲 UPI Credit Cards🌱 First Credit Card🆓 Free RuPay for UPI🟣 Axis Bank Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

Axis Bank Neo RuPay🆓 Lifetime free · Apply in ~5 min
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