← All cards

Axis Privilege Credit Card

⭐ Top pick

Axis Bank

Axis Privilege Credit Card

★ 4.1 / 5 ⓘ How we rate

12,500 welcome points worth ₹2,500 + domestic lounges

✅ Verified Oct 2026 from Axis Bank's official terms →

Joining: ₹1,500Annual: ₹1,500🎁 ~1% value back

Apply Now — it's free → 🔒 You'll apply on Axis Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

🎁
12,500 pointswelcome, worth ₹2,500
✈️
8 lounges/yeardomestic, spend-linked
🛫
15% off flights+ 10% off Amazon Fresh

👤

Perfect for

Mid-level spenders who want flat rewards and lounge access

Key benefits

12,500 EDGE points (worth ₹2,500) on paying the fee and first transaction within 30 days
10 EDGE points per ₹200 spent (~1% value)
10,000 bonus points on ₹2.5 lakh yearly spend
2 domestic airport lounge visits per quarter (₹50,000 spend in previous 3 months)
15% off on flights and 10% off on Amazon Fresh (partner offers)

Like these benefits?Apply online in about 5 minutes.

Apply Now →

What's great

Welcome bonus beats the fee
Flat earn rate on most spends
Good milestone bonus

Good to know

Lounge access needs ₹50,000 quarterly spend
High ₹5 lakh fee waiver
No international lounges

Quick facts

Fee waiverRenewal fee waived on ₹5 lakh yearly spend

Lounge access2 domestic/quarter (spend-linked)

Min. income₹6 lakh/year

Age18 – 70 years

Credit score720+

NetworkVisa

Forex markup3.5%

Joining fee₹1,500 + GST

How to apply

1Pick a cardCompare benefits & fees in simple words

2Apply onlineOn the bank's secure page — about 5 minutes

3Get your cardInstant digital card on many, plastic by post

Keep these ready

🪪 PAN card
🆔 Aadhaar (for e-KYC / video KYC)
📄 Income proof — salary slip or ITR (not needed for FD-backed cards)

Fees & charges (fine print)

Interest on unpaid bill	3.75%/month (45% p.a.)
Foreign currency markup	3.5%
Cash withdrawal fee	2.5% (min ₹500)
Late payment fee	₹0 – ₹1,300 by bill amount

No points on rent, wallet, fuel, utilities, insurance, education
18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

You may also like

Flipkart Axis Bank Credit Card

Axis Bank Flipkart₹500/yr

Flipkart SBI Credit Card

SBI Card Flipkart₹500/yr

SBI Cashback Credit Card

SBI Card Cashback₹999/yr

Axis Bank Magnus₹12,500/yr

SBI ELITE Credit Card

SBI Card ELITE₹4,999/yr

Axis Bank Cashback₹1,000/yr

❓ Axis Privilege — common questions

Is the Axis Privilege Credit Card lifetime free?

No. It has a joining fee of ₹1,500 and an annual fee of ₹1,500 (plus 18% GST). Renewal fee waived on ₹5 lakh yearly spend.

What rewards does the Axis Privilege Credit Card give?

~1% value back. 12,500 EDGE points (worth ₹2,500) on paying the fee and first transaction within 30 days.

Who is eligible for the Axis Privilege Credit Card?

Minimum income: ₹6 lakh/year. Age: 18 – 70 years. Credit score: 720+. Final approval is decided by the bank.

Does the Axis Privilege Credit Card give airport lounge access?

Yes — 2 domestic/quarter (spend-linked).

What is the forex markup on the Axis Privilege Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the Axis Privilege Credit Card?

Mid-level spenders who want flat rewards and lounge access.

Explore🛍️ Shopping Cards✈️ Travel Cards🟣 Axis Bank Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

Axis Bank PrivilegeApply in ~5 min

Apply Now →