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Flipkart SBI Credit Card
⚡ High approval
SBI Card

Flipkart SBI Credit Card

★ 4.3 / 5 ⓘ How we rate

7.5% on Myntra, 5% on Flipkart, 4% on Zomato & Uber

✅ Verified Oct 2026 from SBI Card's official terms →

Joining: FREEAnnual: ₹500🎁 1% – 7.5% cashback
Apply Now — it's free → 🔒 You'll apply on SBI Card's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

👗
7.5% Myntraquarterly cashback
🛍️
5% Flipkart& Cleartrip
🍕
4% backZomato, Uber, PVR, Netmeds
👤
Perfect for

Flipkart shoppers who also order food and book cabs

Key benefits

  • 7.5% cashback on Myntra
  • 5% cashback on Flipkart (incl. Shopsy) and Cleartrip
  • 4% cashback on Zomato, Uber, Netmeds and PVR
  • 1% unlimited cashback on other eligible spends
  • ₹250 Flipkart gift voucher on joining
  • Extra instant discounts on Cleartrip flights and buses
Like these benefits?Apply online in about 5 minutes.
Apply Now →

What's great

  • Zero joining fee
  • Works well alongside the SBI Cashback card
  • Unlimited 1% on everything else

Good to know

  • Each category capped at ₹4,000 cashback per quarter
  • High ₹3.5 lakh spend for fee waiver
  • No lounge access

Quick facts

Fee waiverRenewal fee waived on ₹3.5 lakh yearly spend
Lounge accessNone
Min. income₹3.6 lakh/year
Age21 – 70 years
Credit score720+
NetworkVisa / Mastercard
Forex markup3.5%
Joining feeFREE

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3.75%/month (45% p.a.)
Foreign currency markup3.5%
Cash withdrawal fee2.5% (min ₹500)
Late payment fee₹0 – ₹1,300 by bill amount
  • ₹199 fee on rent payments
  • 1.8% fee on railway bookings
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ Flipkart SBI — common questions

Is the Flipkart SBI Credit Card lifetime free?

No. It has a joining fee of FREE and an annual fee of ₹500 (plus 18% GST). Renewal fee waived on ₹3.5 lakh yearly spend.

What rewards does the Flipkart SBI Credit Card give?

1% – 7.5% cashback. 7.5% cashback on Myntra.

Who is eligible for the Flipkart SBI Credit Card?

Minimum income: ₹3.6 lakh/year. Age: 21 – 70 years. Credit score: 720+. Final approval is decided by the bank.

Does the Flipkart SBI Credit Card give airport lounge access?

No, this card does not include airport lounge access.

What is the forex markup on the Flipkart SBI Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the Flipkart SBI Credit Card?

Flipkart shoppers who also order food and book cabs.

Explore💸 Cashback Cards🛍️ Shopping Cards🌱 First Credit Card🔵 SBI Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

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