HDFC Marriott Bonvoy Credit Card
★ 4.3 / 5 ⓘ How we rateFree Marriott night every year + 24 lounge visits
✅ Verified Oct 2026 from HDFC Bank's official terms →
✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026
Why people love it
Travellers who stay at Marriott hotels
Key benefits
- 1 free night award at Marriott hotels on joining and every renewal
- 8 Marriott Bonvoy points per ₹150 at Marriott hotels
- 4 points per ₹150 on travel, dining & entertainment; 2 points per ₹150 on other spends
- 12 domestic + 12 international airport lounge visits a year
- Complimentary Marriott Bonvoy Silver Elite status
- Extra free nights at ₹6 lakh, ₹9 lakh and ₹15 lakh yearly spend
What's great
- Free night alone covers the fee
- Lots of lounge visits with no spend condition
- Points go straight to Marriott
Good to know
- Only useful if you stay at Marriott
- Diners Club not accepted everywhere
- 3.5% forex markup
Quick facts
How to apply
Keep these ready
- 🪪 PAN card
- 🆔 Aadhaar (for e-KYC / video KYC)
- 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
| Interest on unpaid bill | 3.75%/month (45% p.a.) |
| Foreign currency markup | 3.5% |
| Cash withdrawal fee | 2.5% (min ₹500) |
| Late payment fee | ₹0 – ₹1,300 by bill amount |
- Reward rate may move to per ₹200 — check latest HDFC terms
- 18% GST applies on all fees
💡 Pay your full bill before the due date and you pay zero interest.
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❓ HDFC Marriott Bonvoy — common questions
Is the HDFC Marriott Bonvoy Credit Card lifetime free?
No. It has a joining fee of ₹3,000 and an annual fee of ₹3,000 (plus 18% GST). No waiver — but a free hotel night every year covers the fee.
What rewards does the HDFC Marriott Bonvoy Credit Card give?
2 – 8 Bonvoy points / ₹150. 1 free night award at Marriott hotels on joining and every renewal.
Who is eligible for the HDFC Marriott Bonvoy Credit Card?
Minimum income: Not published (bank decides). Age: 21 – 60 years. Credit score: 750+. Final approval is decided by the bank.
Does the HDFC Marriott Bonvoy Credit Card give airport lounge access?
Yes — 12 domestic + 12 international/year.
What is the forex markup on the HDFC Marriott Bonvoy Credit Card?
3.5% on foreign currency spends (plus GST).
Who should get the HDFC Marriott Bonvoy Credit Card?
Travellers who stay at Marriott hotels.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.