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HDFC Bank
Pixel Play
Visa
HDFC Bank

HDFC Pixel Play Credit Card

★ 4.3 / 5 ⓘ How we rate

Pick your own 5% cashback categories every month

✅ Verified Oct 2026 from HDFC Bank's official terms →

Joining: ₹500Annual: ₹500🎁 1% – 5% cashback
Apply Now — it's free → 🔒 You'll apply on HDFC Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

🎯
5% on 2 packsyou choose: dining, travel, grocery…
🛍️
3% on 1 siteAmazon, Flipkart or PayZapp
♾️
1% on restall other eligible spends
👤
Perfect for

Online shoppers who want to choose where they earn the most

Key benefits

  • 5% cashback on any 2 category packs you choose (dining & entertainment, travel, grocery, electronics, fashion)
  • 3% cashback on one e-commerce site of your choice — Amazon, Flipkart or PayZapp
  • 1% cashback on other eligible spends
  • Cashback comes as CashPoints worth ₹1 each via PayZapp
  • Manage categories and card fully in the PayZapp app
  • 1% fuel surcharge waiver (₹400 – ₹5,000, max ₹250 per bill)
Like these benefits?Apply online in about 5 minutes.
Apply Now →

What's great

  • You pick your own bonus categories
  • CashPoints worth a full ₹1
  • Fully digital card

Good to know

  • 5% and 3% buckets capped at 500 CashPoints/month each
  • Merchants inside each pack are fixed
  • No lounge access

Quick facts

Fee waiverAnnual fee waived on ₹1 lakh yearly spend
Lounge accessNone
Min. income₹25,000/month
Age21 – 60 years
Credit score720+
NetworkVisa
Forex markup3.5%
Joining fee₹500 + GST

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3.75%/month (45% p.a.)
Foreign currency markup3.5%
Cash withdrawal fee2.5% (min ₹500)
Late payment fee₹0 – ₹1,300 by bill amount
  • No cashback on fuel, rent, wallet loads, government payments
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ HDFC Pixel Play — common questions

Is the HDFC Pixel Play Credit Card lifetime free?

No. It has a joining fee of ₹500 and an annual fee of ₹500 (plus 18% GST). Annual fee waived on ₹1 lakh yearly spend.

What rewards does the HDFC Pixel Play Credit Card give?

1% – 5% cashback. 5% cashback on any 2 category packs you choose (dining & entertainment, travel, grocery, electronics, fashion).

Who is eligible for the HDFC Pixel Play Credit Card?

Minimum income: ₹25,000/month. Age: 21 – 60 years. Credit score: 720+. Final approval is decided by the bank.

Does the HDFC Pixel Play Credit Card give airport lounge access?

No, this card does not include airport lounge access.

What is the forex markup on the HDFC Pixel Play Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the HDFC Pixel Play Credit Card?

Online shoppers who want to choose where they earn the most.

Explore💸 Cashback Cards🛍️ Shopping Cards🔷 HDFC Bank Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

HDFC Bank Pixel PlayApply in ~5 min
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