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IDFC FIRST Mayura Credit Card
IDFC FIRST Bank

IDFC FIRST Mayura Credit Card

★ 4.3 / 5 ⓘ How we rate

0% forex + 32 airport lounge visits a year

✅ Verified Oct 2026 from IDFC FIRST Bank's official terms →

Joining: ₹5,999Annual: ₹5,999🎁 5X – 10X reward points
Apply Now — it's free → 🔒 You'll apply on IDFC FIRST Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

🌍
0% forexon international spends
✈️
32 lounges/year16 domestic + 16 international
🎬
Buy 1 Get 1on BookMyShow
👤
Perfect for

Frequent international travellers

Key benefits

  • Zero forex markup on international spends
  • Up to 32 airport lounge visits a year (domestic + international)
  • 5X points up to ₹20,000 monthly spend, 10X above that
  • Buy-one-get-one on BookMyShow movie tickets
  • Points worth up to ₹0.50 on flights & hotels in the IDFC FIRST app
Like these benefits?Apply online in about 5 minutes.
Apply Now →

What's great

  • 0% forex saves a lot abroad
  • Huge lounge allowance
  • Points never expire

Good to know

  • High ₹5,999 fee with no waiver
  • International earn cut to 5X (Jan 2026)
  • Lounge counts may be spend-linked — check terms

Quick facts

Fee waiverNo spend-based waiver
Lounge accessUp to 32/year (domestic + international)
Min. incomeHigh income (bank decides)
Age21 – 60 years
Credit score750+
NetworkVisa / Mastercard
Forex markup0%
Joining fee₹5,999 + GST

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill0.75% – 3.85%/month (based on profile)
Foreign currency markup0%
Cash withdrawal fee₹199 per withdrawal
Late payment fee15% of amount due (₹100 – ₹1,300)
  • 1% fee on rent payments
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

Read official bank terms (MITC) ↗

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❓ IDFC FIRST Mayura — common questions

Is the IDFC FIRST Mayura Credit Card lifetime free?

No. It has a joining fee of ₹5,999 and an annual fee of ₹5,999 (plus 18% GST). No spend-based waiver.

What rewards does the IDFC FIRST Mayura Credit Card give?

5X – 10X reward points. Zero forex markup on international spends.

Who is eligible for the IDFC FIRST Mayura Credit Card?

Minimum income: High income (bank decides). Age: 21 – 60 years. Credit score: 750+. Final approval is decided by the bank.

Does the IDFC FIRST Mayura Credit Card give airport lounge access?

Yes — Up to 32/year (domestic + international).

What is the forex markup on the IDFC FIRST Mayura Credit Card?

0% on foreign currency spends (plus GST).

Who should get the IDFC FIRST Mayura Credit Card?

Frequent international travellers.

Explore✈️ Travel Cards💎 Premium Cards🔴 IDFC FIRST Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

IDFC FIRST Bank FIRST MayuraApply in ~5 min
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