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RBL Bank
Shoprite
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🆓 Lifetime free
RBL Bank

RBL Shoprite Credit Card

★ 3.8 / 5 ⓘ How we rate

20 reward points per ₹100 on groceries, lifetime free

✅ Verified Oct 2026 from RBL Bank's official page →

🆓 Lifetime Free🎁 0.25% – 5% value back
Apply Now — it's free → 🔒 You'll apply on RBL Bank's secure page · takes ~5 minutes

✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026

Why people love it

🛒
20 pts / ₹100on grocery shopping
🎬
10% offBookMyShow tickets
🎁
2,000 pointswelcome bonus
👤
Perfect for

Households with a big monthly grocery bill

Key benefits

  • 20 reward points per ₹100 on groceries (up to 1,000 points/month)
  • 1 reward point per ₹100 on other spends
  • 10% off BookMyShow movie tickets (up to ₹100 per booking, 15 bookings a year)
  • 2,000 welcome reward points on first transaction
Like these benefits?Lifetime free — nothing to lose.
Apply Now →

What's great

  • Free card
  • High grocery rewards
  • Movie discount

Good to know

  • Grocery points capped at 1,000/month
  • Very low rewards elsewhere
  • No lounge access

Quick facts

Fee waiverLifetime free on current offer (standard ₹500, waived on ₹1.5 lakh spend)
Lounge accessNone
Min. income₹25,000/month
Age21 – 60 years
Credit score720+
NetworkMastercard
Forex markup3.5%
Joining feeFREE

How to apply

1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post

Keep these ready

  • 🪪 PAN card
  • 🆔 Aadhaar (for e-KYC / video KYC)
  • 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
Interest on unpaid bill3.99%/month (47.88% p.a.)
Foreign currency markup3.5%
Cash withdrawal fee2.5% (min ₹500)
Late payment fee₹0 – ₹1,300 by bill amount
  • Points worth about ₹0.25 each
  • 18% GST applies on all fees

💡 Pay your full bill before the due date and you pay zero interest.

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❓ RBL Shoprite — common questions

Is the RBL Shoprite Credit Card lifetime free?

Yes. The RBL Shoprite Credit Card has no joining fee and no annual fee.

What rewards does the RBL Shoprite Credit Card give?

0.25% – 5% value back. 20 reward points per ₹100 on groceries (up to 1,000 points/month).

Who is eligible for the RBL Shoprite Credit Card?

Minimum income: ₹25,000/month. Age: 21 – 60 years. Credit score: 720+. Final approval is decided by the bank.

Does the RBL Shoprite Credit Card give airport lounge access?

No, this card does not include airport lounge access.

What is the forex markup on the RBL Shoprite Credit Card?

3.5% on foreign currency spends (plus GST).

Who should get the RBL Shoprite Credit Card?

Households with a big monthly grocery bill.

Explore🆓 Lifetime Free Cards🛍️ Shopping Cards

Approval is at the bank's discretion. Check final terms on the bank's page before applying.

RBL Bank Shoprite🆓 Lifetime free · Apply in ~5 min
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