YES Bank POP-Club Credit Card
★ 4.2 / 5 ⓘ How we rate10 POPcoins on every ₹100 online, extra 5% on POP UPI
✅ Verified Oct 2026 from POP's official page →
✍️ Checked by Deepak Kumar, CardSwipe · updated Oct 2026
Why people love it
Online shoppers who pay with UPI and like brand vouchers
Key benefits
- 10 POPcoins per ₹100 on online spends
- 2 POPcoins per ₹100 on offline spends
- Extra 5 POPcoins per ₹100 on UPI payments made through the POP app
- 1,500 bonus POPcoins on ₹1.5 lakh yearly spend
- Welcome perks worth ~₹5,000 (Cleartrip voucher, Zomato Gold Mini, Blinkit free delivery and more)
- 1 POPcoin is worth up to ₹1 on 500+ brands in the POP app
What's great
- High online reward rate
- RuPay card works on UPI
- Lifetime free on the current offer
Good to know
- POPcoins only redeem inside the POP app
- UPI bonus only through the POP app
- Only for people without an existing YES Bank credit card
- No lounge access
Quick facts
How to apply
Keep these ready
- 🪪 PAN card
- 🆔 Aadhaar (for e-KYC / video KYC)
- 📄 Income proof — salary slip or ITR (not needed for FD-backed cards)
Fees & charges (fine print)
| Interest on unpaid bill | 3.99%/month (47.88% p.a.) |
| Foreign currency markup | 3.5% |
| Cash withdrawal fee | 2.5% (min ₹500) |
| Late payment fee | ₹0 – ₹1,300 by bill amount |
- 1% fee on utilities above ₹15,000/month
- 1% fee on education payments via apps
- 18% GST applies on all fees
💡 Pay your full bill before the due date and you pay zero interest.
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❓ YES Bank POP-Club — common questions
Is the YES Bank POP-Club Credit Card lifetime free?
Yes. The YES Bank POP-Club Credit Card has no joining fee and no annual fee.
What rewards does the YES Bank POP-Club Credit Card give?
2% – 10% in POPcoins. 10 POPcoins per ₹100 on online spends.
Who is eligible for the YES Bank POP-Club Credit Card?
Minimum income: ₹25,000/month. Age: 21 – 60 years. Credit score: 700+. Final approval is decided by the bank.
Does the YES Bank POP-Club Credit Card give airport lounge access?
No, this card does not include airport lounge access.
What is the forex markup on the YES Bank POP-Club Credit Card?
3.5% on foreign currency spends (plus GST).
Who should get the YES Bank POP-Club Credit Card?
Online shoppers who pay with UPI and like brand vouchers.
Approval is at the bank's discretion. Check final terms on the bank's page before applying.