← All cards
SBI SimplyCLICK vs SBI SimplySAVE
Which credit card is better for you? Fees, rewards & charges side by side.
| 
| |
|---|---|---|
| Apply Now → | Apply Now → | |
| Annual fee | ₹499 | ₹499 |
| Joining fee | ₹499 | ₹499 |
| Our rating | ★ 4.0 | ★ 3.9 |
| Rewards | 0.25% – 2.5% value back | ~0.17% – 1.7% value back |
| Best for | First-time card users who shop online | Families who spend on groceries, dining and movies |
| Top benefits | 🔟 10X points 🎁 ₹500 Amazon 🎟️ ₹4,000 vouchers | 🛒 10 points / ₹150 🎁 2,000 points 📲 RuPay on UPI |
| Lounge access | None | None |
| Fee waiver | Renewal fee waived on ₹1 lakh yearly spend | Annual fee reversed on ₹1 lakh yearly spend |
| Min. income | ₹20,000/month | ₹20,000/month |
| Credit score | 750+ | 720+ |
| Forex markup | 3.5% | 3.5% |
| Interest | 3.5%/month (42% p.a.) | 3.75%/month (45% p.a.) |
| Cash withdrawal | 2.5% (min ₹500) | 2.5% (min ₹500) |
| Late fee | ₹0 – ₹1,300 by bill amount | ₹0 – ₹1,300 by bill amount |
| Apply Now → | Apply Now → |
Quick verdict
The SBI SimplyCLICK Credit Card is ₹499 a year and gives 0.25% – 2.5% value back. The SBI SimplySAVE Credit Card is ₹499 a year and gives ~0.17% – 1.7% value back. Our rating: SBI SimplyCLICK ★ 4.0, SBI SimplySAVE ★ 3.9.
Choose…
- SBI SimplyCLICK if you are: first-time card users who shop online. 10X points Amazon, Myntra, BookMyShow… · ₹500 Amazon voucher on fee payment · ₹4,000 vouchers on ₹1L & ₹2L online spend.
- SBI SimplySAVE if you are: families who spend on groceries, dining and movies. 10 points / ₹150 dining, movies, grocery, dept stores · 2,000 points welcome bonus · RuPay on UPI use credit on UPI.
More comparisonsSBI Cashback vs HDFC MillenniaFlipkart Axis Bank vs Flipkart SBISBI Cashback vs Axis CashbackSBI Cashback vs Flipkart SBIHDFC Millennia vs HDFC Pixel PlayHDFC Swiggy Ornge vs HDFC MillenniaScapia vs Uni Gold XIDFC FIRST WOW! vs ZETKotak League Platinum vs IDFC FIRST ClassicSBI BPCL vs Axis IndianOil RuPayAxis Neo vs HDFC UPI RuPayAxis Magnus vs SBI ELITEHDFC Millennia vs SBI SimplyCLICKAxis Neo vs Axis MY ZoneSBI SimplyCLICK vs SBI PULSE