1Pick a cardCompare benefits & fees in simple words
2Apply onlineOn the bank's secure page — about 5 minutes
3Get your cardInstant digital card on many, plastic by post
⭐ Top pick
SBI Card
Cashback
★ 4.6 / 5
Flat 5% cashback on online shopping — any website
- ⚡5% online Amazon, Flipkart, Myntra, Blinkit…
- 🏪1% offline on shop & store payments
- 🏦Auto credit no points to redeem
Annual fee₹999/yr
Rewards1% – 5% cashback
Apply Now — it's free →
⭐ Top pick
Axis Bank
Magnus
★ 4.5 / 5
Super-premium card with unlimited international lounges
- 💎35 points/₹200 above ₹1.5L monthly spend
- ♾️Unlimited lounges international + domestic
- 🎫₹12,500 voucher welcome benefit
Annual fee₹12,500/yr
Rewards≈1.2% – 3.5%+ in points
Apply Now — it's free →
⭐ Top pick
14 lounge visits, free movie tickets and 50,000 bonus points a year
- ✈️8 + 6 lounges domestic + international
- 🎬2 free tickets/month on BookMyShow
- 🏆50,000 points in yearly milestones
Annual fee₹4,999/yr
Rewards0.5% – 2.5% value back
Apply Now — it's free →
⭐ Top pick
Axis Bank
Cashback
★ 4.2 / 5
Up to 7% cashback on online spends — the more you spend
- 📈Up to 7% online tiered by monthly spend
- ♾️0.75% unlimited offline & travel
- 🎁₹1,000 welcome in EDGE points
Annual fee₹1,000/yr
Rewards0.75% – 7% cashback
Apply Now — it's free →
⭐ Top pick
Axis Bank
Privilege
★ 4.1 / 5
12,500 welcome points worth ₹2,500 + domestic lounges
- 🎁12,500 points welcome, worth ₹2,500
- ✈️8 lounges/year domestic, spend-linked
- 🛫15% off flights + 10% off Amazon Fresh
Annual fee₹1,500/yr
Rewards~1% value back
Apply Now — it's free →
⭐ Top pick
SBI Card
SimplyCLICK
★ 4.0 / 5
Best starter card — 10X rewards on top shopping apps
- 🔟10X points Amazon, Myntra, BookMyShow…
- 🎁₹500 Amazon voucher on fee payment
- 🎟️₹4,000 vouchers on ₹1L & ₹2L online spend
Annual fee₹499/yr
Rewards0.25% – 2.5% value back
Apply Now — it's free →
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⭐ Top pick🆓 Lifetime free
Axis Bank
Neo RuPay
★ 4.0 / 5
10% off Blinkit, Myntra & BookMyShow — lifetime free
- 🛒10% off Blinkit up to ₹250/month
- 🎬10% off BookMyShow up to ₹100/month
- 🍔₹120 off Zomato twice a month
Annual feeLifetime Free
RewardsUp to 10% off on partners
Apply Now — it's free →
⭐ Top pick
Axis Bank
Privilege Amex
American Express
Axis Bank
Privilege Amex
★ 4.0 / 5
Buy-one-get-one movies + 8 lounge visits on Amex
- 🎬Buy 1 Get 1 movie tickets
- ✈️8 lounges/year domestic airports
- 🧳Bonus points on travel bookings
Annual fee₹1,500/yr
RewardsAccelerated on travel & dining
Apply Now — it's free →
⭐ Top pick
4.25% back on BPCL fuel for just ₹499
- ⛽4.25% back at BPCL pumps
- 🛒5X points dining, grocery, movies
- 🎁2,000 points welcome gift (₹500)
Annual fee₹499/yr
RewardsUp to 4.25% on BPCL fuel
Apply Now — it's free →
⭐ Top pick
Axis Bank
Rewards
★ 3.9 / 5
10X points on clothes & department stores + 8 lounges
- 👕10X points on apparel & dept stores
- ✈️8 lounges/year domestic
- 🍔₹300 off on Swiggy
Annual fee₹1,000/yr
Rewards~0.3% – 3.2% value back
Apply Now — it's free →
⭐ Top pick🆓 Lifetime free
Axis Bank
LIC Signature
Visa
Axis Bank
LIC Signature
★ 3.9 / 5
Lifetime free card with 8 airport lounge visits
- 🆓Lifetime free no fees ever
- ✈️8 lounges/year domestic airports
- 📄2X on LIC insurance premiums
Annual feeLifetime Free
Rewards1 – 2 EDGE points / ₹100
Apply Now — it's free →
⭐ Top pick
Axis Bank
IndianOil RuPay
★ 3.9 / 5
4% back on IndianOil fuel + 1% on online shopping
- ⛽4% back at IndianOil pumps
- 🛒1% back on online shopping
- 🎬10% off BookMyShow movies
Annual fee₹500/yr
Rewards1% – 4% value back
Apply Now — it's free →
⭐ Top pick
SBI Card
SimplySAVE
★ 3.9 / 5
10X points on dining, movies & groceries
- 🛒10 points / ₹150 dining, movies, grocery, dept stores
- 🎁2,000 points welcome bonus
- 📲RuPay on UPI use credit on UPI
Annual fee₹499/yr
Rewards~0.17% – 1.7% value back
Apply Now — it's free →
⭐ Top pick
Health & fitness card — Noise smartwatch + 5X points on pharmacy, dining and movies
- ⌚Noise smartwatch welcome gift on paying the fee
- 💊5X points chemist, pharmacy, dining, movies
- 🏋️FITPASS PRO + Netmeds First 1-year memberships
Annual fee₹1,499/yr
Rewards0.5% – 2.5% value back
Apply Now — it's free →
⭐ Top pick
Earn travel credits that convert to air miles & hotel points
- ✈️2 credits / ₹200 on travel spends
- 🛋️4 lounges/year domestic airports
- 🔁Transfer to airline & hotel partners
Annual fee₹1,499/yr
Rewards0.5% – 1% in travel credits
Apply Now — it's free →
⭐ Top pick
SBI Card
IRCTC RuPay
RuPay
SBI Card
IRCTC RuPay
★ 3.9 / 5
10% back on AC train tickets booked on IRCTC
- 🚆10% back on AC & chair car bookings
- 🛋️4 railway lounges every year
- 📲UPI ready RuPay card
Annual fee₹300/yr
RewardsUp to 10% on IRCTC AC bookings
Apply Now — it's free →
⭐ Top pick
Axis Bank
MY Zone
★ 3.8 / 5
Free SonyLIV Premium + buy-1-get-1 movie tickets
- 📺SonyLIV Premium 1 year free (₹1,499 value)
- 🎬Buy 1 Get 1 movie tickets on District
- 🍽️15% off dining Axis Dining Delights
Annual fee₹500/yr
Rewards≈0.5% value back + offers
Apply Now — it's free →
⭐ Top pick
Axis Bank
Airtel
★ 3.8 / 5
25% back on Airtel bills + 10% on Zomato & Blinkit
- 📶25% on Airtel bills via Airtel Thanks
- 🍔10% back Zomato, Blinkit & District
- 💡10% on utilities via Airtel Thanks app
Annual fee₹500/yr
Rewards1% – 25% cashback
Apply Now — it's free →
🆓 Lifetime free
Scapia × Axis Bank
Scapia
★ 4.6 / 5
Free travel card: 0% forex + unlimited lounge access
- 🌍0% forex in 180+ countries
- ♾️Unlimited lounges domestic, on ₹20k monthly spend
- 🧳4% back on Scapia app travel bookings
Annual feeLifetime Free
Rewards1% – 4% value back
Apply Now — it's free →
15 reward points per ₹100 online, plus unlimited lounge visits
- 🛒15 pts / ₹100 online, travel, dining & movies
- ✈️Unlimited lounges domestic, spend-linked
- 🌍2% forex lower than most cards
Annual fee₹2,499/yr
Rewards0.75% – 3.75% value back
Apply Now — it's free →
🆓 Lifetime free
Uni × BOBCARD
GoldX
RuPay
Uni × BOBCARD
GoldX
★ 4.3 / 5
1% back as real 24K digital gold, plus 0% forex abroad
- 🪙1% in 24K gold on every eligible spend
- 🌍0% forex on international spends
- 📲1% on UPI RuPay scan & pay
Annual feeLifetime Free
Rewards1% – 5% back in gold
Apply Now — it's free →
HDFC Bank
Pixel Play
Visa
HDFC Bank
Pixel Play
★ 4.3 / 5
Pick your own 5% cashback categories every month
- 🎯5% on 2 packs you choose: dining, travel, grocery…
- 🛍️3% on 1 site Amazon, Flipkart or PayZapp
- ♾️1% on rest all other eligible spends
Annual fee₹500/yr
Rewards1% – 5% cashback
Apply Now — it's free →
HDFC Bank
Marriott Bonvoy
★ 4.3 / 5
Free Marriott night every year + 24 lounge visits
- 🏨Free night worth up to 15,000 points, every year
- ✈️12 + 12 lounges India & abroad, no spend needed
- ⭐Silver Elite Marriott Bonvoy status
Annual fee₹3,000/yr
Rewards2 – 8 Bonvoy points / ₹150
Apply Now — it's free →
IDFC FIRST Bank
FIRST Mayura
★ 4.3 / 5
0% forex + 32 airport lounge visits a year
- 🌍0% forex on international spends
- ✈️32 lounges/year 16 domestic + 16 international
- 🎬Buy 1 Get 1 on BookMyShow
Annual fee₹5,999/yr
Rewards5X – 10X reward points
Apply Now — it's free →
HDFC Bank
Tata Neu Infinity
Visa
HDFC Bank
Tata Neu Infinity
★ 4.2 / 5
5% back on Tata brands + rewards on UPI
- 🪙5% NeuCoins on Tata Neu & partner brands
- 📲Up to 1.5% UPI with RuPay variant
- 🎁1,499 NeuCoins welcome bonus
Annual fee₹1,499/yr
Rewards1.5% – 10% NeuCoins
Apply Now — it's free →
HDFC Bank
Millennia
★ 4.2 / 5
5% cashback on Amazon, Flipkart, Swiggy, Zomato & more
- 💸5% cashback on 10 popular brands
- 🛒1% cashback on all other spends
- 🎁₹1,000 voucher every ₹1L quarter
Annual fee₹1,000/yr
Rewards1% – 5% cashback
Apply Now — it's free →
🆓 Lifetime free
IDFC FIRST Bank
FIRST Classic
★ 4.2 / 5
Lifetime free card with up to 10X rewards and railway lounges
- 🔟Up to 10X on spends above ₹20k/month
- 🚆16 railway lounges 4 every quarter
- 🆓Lifetime free no annual fee ever
Annual feeLifetime Free
Rewards3X – 10X reward points
Apply Now — it's free →
🆓 Lifetime free
YES Bank × POP
POP-Club
RuPay
YES Bank × POP
POP-Club
★ 4.2 / 5
10 POPcoins on every ₹100 online, extra 5% on POP UPI
- 🛒10 POPcoins / ₹100 on online spends
- 📲+5% on UPI via the POP UPI app
- 🎁₹5,000 welcome perks Cleartrip, Zomato & more
Annual feeLifetime Free
Rewards2% – 10% in POPcoins
Apply Now — it's free →
HDFC Bank
Credit Card
Visa
HDFC Bank
Credit Card
★ 4.2 / 5
Not sure which HDFC card? Apply once and HDFC matches you to one
- 🏦India's largest credit card issuer
- 🎯Matched to you based on your income & profile
- 📱Apply online paperless KYC
Annual feeVaries
RewardsDepends on the card
Apply Now — it's free →
🆓 Lifetime free
Lifetime free card whose points transfer to 20 airlines & hotels
- 🆓Lifetime free no spend conditions
- ✈️Up to 6X on travel via HSBC portal
- 🔁20 partners airline & hotel transfers
Annual feeLifetime Free
Rewards2 – 10 points / ₹150
Apply Now — it's free →
🆓 Lifetime free
IDFC FIRST Bank
FIRST WOW!
★ 4.1 / 5
Lifetime free FD card with 0% forex and guaranteed approval
- ⚡Instant approval against an FD
- 🌍0% forex on international spends
- 🆓Lifetime free no joining or annual fee
Annual feeLifetime Free
Rewards3X – 10X reward points
Apply Now — it's free →
HDFC Bank
Swiggy Ornge
Mastercard
HDFC Bank
Swiggy Ornge
★ 4.0 / 5
5% on Swiggy + free Swiggy One for a full year
- 🍔5% on Swiggy Food, Instamart, Dineout
- 🛍️5% online Amazon, Flipkart, Nykaa, Netflix
- 🎉Swiggy One free for 12 months
Annual fee₹500/yr
Rewards1% – 5% cashback
Apply Now — it's free →
🆓 Lifetime free
ZET × SBM Bank
ZET
★ 4.0 / 5
No income proof needed — build your credit score with an FD-backed card
- 🛍️5% back on Amazon & Flipkart vouchers
- 📲2% on UPI with ZET Plus membership
- 🏦FD-backed from ₹2,000, earns ~7%
Annual feeLifetime Free
RewardsUp to 5% on vouchers, 2% on UPI
Apply Now — it's free →
HDFC Bank
Pixel Go
★ 4.0 / 5
Simple 1% cashback on everything, including UPI
- ♾️1% unlimited on all eligible spends
- 🛒5% on SmartBuy HDFC's shopping portal
- 📲1% on UPI RuPay variant
Annual fee₹250/yr
Rewards1% – 5% cashback
Apply Now — it's free →
🆓 Lifetime free
Kotak Mahindra Bank
League Platinum
Visa
Kotak Mahindra Bank
League Platinum
★ 4.0 / 5
Lifetime free card with up to 8 free PVR tickets a year
- 🎬8 PVR tickets a year, spend-linked
- ⭐8 points / ₹150 on select categories
- 🆓Lifetime free on current offer
Annual feeLifetime Free
Rewards4 – 8 points / ₹150
Apply Now — it's free →
Kotak Mahindra Bank
Cashback+
RuPay
Kotak Mahindra Bank
Cashback+
★ 4.0 / 5
5% back on online groceries & food delivery, 3% on fuel
- 🛒5% back online grocery, food & entertainment
- ⛽3% on fuel + 1% surcharge waiver
- ♾️0.5% unlimited on other spends
Annual fee₹750/yr
Rewards0.5% – 5% cashback
Apply Now — it's free →
IDFC FIRST Bank
FIRST Power+
★ 4.0 / 5
Up to 6.5% savings on HPCL fuel + 5% on groceries & bills
- ⛽Up to 6.5% on HPCL fuel
- 🛒5% back grocery, utility bills & FASTag
- 📲3X points on UPI & retail spends
Annual fee₹499/yr
RewardsUp to 6.5% on HPCL fuel
Apply Now — it's free →
IDFC FIRST Bank
FIRST WOW! Black
★ 4.0 / 5
FD-backed card with 0% forex and 4 airport lounge visits
- 🌍0% forex on international spends
- ✈️4 lounges/year domestic airports
- 🏨Bonus points on IDFC FIRST travel bookings
Annual fee₹750/yr
RewardsUp to 16.7% on travel via IDFC app
Apply Now — it's free →
🆓 Lifetime free
Novio × DCB Bank
Novio
RuPay
Novio × DCB Bank
Novio
★ 3.9 / 5
Instant FD-backed card with up to 10% novio coins on UPI
- ⚡Instant approval against an FD from ₹2,000
- 📲Up to 10% coins on UPI spends
- ✈️4 lounges/year with FD ₹25,000+
Annual feeLifetime Free
RewardsUp to 10% in novio coins
Apply Now — it's free →
IDFC FIRST Bank
FIRST Power
★ 3.9 / 5
Up to 5% savings on HPCL fuel for just ₹199
- ⛽Up to 5% on HPCL fuel
- 🛒5% savings on grocery & utility bills
- 📲Rewards on UPI & retail spends
Annual fee₹199/yr
RewardsUp to 5% on HPCL fuel
Apply Now — it's free →
HDFC Bank
UPI RuPay
RuPay
HDFC Bank
UPI RuPay
★ 3.8 / 5
Use credit on UPI and earn CashPoints on groceries & dining
- 📲UPI ready scan & pay with credit
- 🛒3% CashPoints grocery, dining & PayZapp
- 💡2% CashPoints on utility bills
Annual fee₹99/yr
Rewards0.25% – 0.75% value back
Apply Now — it's free →
HDFC Bank
Shoppers Stop
★ 3.8 / 5
3% back at Shoppers Stop + free Silver Edge membership
- 🛍️3% back on Shoppers Stop spends
- 🎁₹500 voucher welcome gift
- ⭐Silver Edge membership included
Annual fee₹299/yr
Rewards1% – 3% reward points
Apply Now — it's free →
🆓 Lifetime free
RBL Bank
Shoprite
Mastercard
RBL Bank
Shoprite
★ 3.8 / 5
20 reward points per ₹100 on groceries, lifetime free
- 🛒20 pts / ₹100 on grocery shopping
- 🎬10% off BookMyShow tickets
- 🎁2,000 points welcome bonus
Annual feeLifetime Free
Rewards0.25% – 5% value back
Apply Now — it's free →
🆓 Lifetime free
AU Small Finance Bank
Altura Plus
Visa
AU Small Finance Bank
Altura Plus
★ 3.8 / 5
1.5% cashback in shops + reward points online
- 🏪1.5% cashback on offline (POS) spends
- 🛒2 pts / ₹100 on online spends
- 🚆Railway lounges complimentary access
Annual feeLifetime Free
Rewards0.5% – 1.5% value back
Apply Now — it's free →
🆓 Lifetime free
AU Small Finance Bank
LIT
Visa
AU Small Finance Bank
LIT
★ 3.7 / 5
India's first build-your-own credit card — lifetime free
- 🧩Pick features from ₹49 per 90 days
- 🆓Lifetime free base card costs nothing
- 🛒5% cashback on grocery & apparel add-on
Annual feeLifetime Free
RewardsUp to 10X points / 5% cashback
Apply Now — it's free →
Is this website free to use?
Yes. Comparing cards here is 100% free. You apply directly on the bank's page — there are no extra charges for using our links.
Which card has the best chance of approval?
Cards marked ⚡ High approval are popular with first-time applicants. FD-backed cards (like ZET, Novio and IDFC WOW!) need no income proof or credit history. Final approval is always the bank's decision.
What documents do I need?
Usually your PAN, Aadhaar and income proof. Most banks now do paperless e-KYC or video KYC.
Does applying affect my credit score?
Comparing cards here does not. When you apply, the bank checks your credit report, which can cause a small, temporary dip — so apply only for cards you really want.
What is a lifetime free card?
A card with no joining fee and no yearly fee, ever. Look for the 🆓 badge.
